Paymentico Charge on Your Bank Statement: What It Is (Stripchat), How to Check It and How to Stop It

Short answer: Paymentico is a card processor, not a website. It bills for adult live-cam sites and puts its own name where the site name would go. On our own card, on 14 September 2026, the site behind it was Stripchat. Two charges, €15.99 for 200 tokens and €19.99 for a membership, both reached the bank as “Paymentico”.

Quick verdict: the charge is real, it is a purchase on a live-cam site, and the amount tells you which one. Paymentico’s own help centre says the string is paymentico.com. It cannot cancel a subscription for you — only the site can. Refunds run to 30 days, and only on unused balance.

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Affiliate link: Stripchat — disclosure.

String on the statementWhat it actually isWhere the string is publishedChecked
Paymentico.comStripchat, paid by card through PaymenticoStripchat help centre; the Paymentico form in our checkout; our bank push14–15 Sep 2026
UPG*PAYMENTICO.COMA Paymentico charge with a prefix in front of it; the prefix itself is undocumentedNot documented; Paymentico publishes only the bare domain15 Sep 2026
EPOCH.COM*TechniusStripchat, paid by card or PayPal through EpochStripchat help centre; the checkout labels the option15 Sep 2026
SegpayEU.com-TechChatStripchat, paid through SegPaySame help centre article15 Sep 2026
centrobill.com · www.cgbilling.com · Webbilling*Technius Ltd · Curo Payments · Technius LtdStripchat through its other processors, or its operator directlySame help centre article15 Sep 2026
Beneficiary: Technius Ltd / Curo PaymentsA Stripchat direct debit: SEPA, Sofort, iDeal or GiropayStripchat help centre, direct-debit article15 Sep 2026
Eight card strings come from one Stripchat article, updated 14 September 2026. The Paymentico row is also first-hand: we paid with it and watched the bank notification arrive.

What Paymentico is

Paymentico takes credit and debit card payments for adult live-cam sites. Its help centre states the purpose of the name plainly: purchases from live entertainment websites “will appear on your bank statement as paymentico.com instead of the specific website name” (article updated 28 August 2026). A second article, updated on 15 September 2026, spells out the reason: “our name appears on your financial transaction history instead of the specific website where the purchase occurred”.

So the string is deliberate. It is a privacy feature the cam site pays for, not a glitch and not a mystery merchant. Paymentico narrows its client list itself: it serves card processing “exclusively to certain live entertainment websites”, and turns away new merchants, B2B partners and affiliates.

Two things it does not publish. There is no company name, address or registration number in any of its eight help-centre articles, so we will not guess at a country. And paymentico.com is not a company website: on 15 September 2026 it redirected straight to the help centre, which returned 403 to our requests.

One structural detail is checkable. That help centre runs from the same Zendesk account as Stripchat’s support site, which Zendesk’s public API shows. We ran the same check on unrelated help centres, and each returned its true owner.

Paymentico card form for a Stripchat purchase: total €15.99 for 200 tokens marked one-time purchase, Buy with Apple Pay and Google Pay buttons, and small print stating the charge will show on your statement as Paymentico.com; card details blacked out
Where the string is promised before you pay. This is the card step of our own Stripchat order on 14 September 2026: €15.99, marked “One-time purchase”, with the small print naming “Paymentico.com” as the statement text. The same form says the card is stored for future purchases.

The UPG prefix on a bank statement

People search for this string with a UPG prefix. Banks may print a descriptor with an acquirer prefix in front of it, but we could not find that form in any primary document. On 15 September 2026 we grepped all eight Paymentico articles and 299 Stripchat help-centre articles: zero hits for “UPG”. The only published forms are the bare domain in Paymentico’s own articles and “Paymentico.com” in Stripchat’s descriptor list.

Treat the prefix as bank packaging. What matters for identifying the charge is the part you can match to a document: the word Paymentico, the amount, and the date. Nothing in the prefix changes who to contact or what the refund window is.

Bank app push notification for a Stripchat token purchase: merchant Paymentico, You spent €15.99, balance line blacked out
The bank side of the same order: “Paymentico — You spent €15.99”. Our banking app shows no prefix at all, and no trace of the word Stripchat. Balance line blacked out.

Which sites bill through Paymentico

One site is confirmed first-hand: Stripchat. We paid there by card on 14 September 2026 and the descriptor arrived exactly as promised. Stripchat also lists Paymentico among eight possible strings in its help centre, in an article updated on 14 September 2026: “All your transactions will appear confidentially under one of the following, depending on the payment provider you use”.

Beyond that, Paymentico names no clients, and we will not fill the gap with guesses. Its phrase “certain live entertainment websites” is as specific as the public record gets. What it does tell you: if your statement carries a different string from that list of eight — EPOCH.COM*Technius, SegpayEU.com-TechChat, centrobill.com, www.cgbilling.com, Webbilling*Technius Ltd, Curo Payments or Technius Ltd — the site is still Stripchat. Technius Ltd is its operator, registered in Limassol, Cyprus, per the footer on 14 September 2026.

Which string you get is a choice made at the checkout, not a lottery. On our card step Stripchat offered two billers: Paymentico, labelled “Billed as Paymentico”, and Epoch, labelled “Billed as EPOCH.COM *Technius”. PayPal there runs through Epoch. Pick the other radio button next time and the statement text changes.

Stripchat card checkout with the 520-token pack selected: packs of 200 (€20.99), 520 (€49.99, + Ultimate offer) and 2,250 (€199.99, + Ultimate offer); a Billing Provider choice between Paymentico, billed as Paymentico, and Epoch, billed as EPOCH.COM *Technius; and an unticked checkbox reading Try Ultimate Membership for Free, 7 days for free, only €19.99/month after
The Billing Provider radio buttons, from the same session: Paymentico or Epoch, with the resulting statement text written next to each. Below them sits the unticked trial box that turns into €19.99 a month — one source of a second, recurring Paymentico line.

Was it you? Match the amount

Stripchat prices its token packs in euros for EU accounts, and the figures are distinctive enough to identify a charge on sight. These are the card packs from our own checkout on 14 September 2026, with VAT included per the footer text.

AmountWhat it buys
€4.9943 tokens
€9.9986 tokens
€15.99200 tokens at a one-time −25% offer — this was our charge
€20.99200 tokens without the offer
€49.99520 tokens
€69.99730 tokens
€119.991,275 tokens
€199.992,250 tokens
€19.99, repeating monthlyUltimate membership, not tokens
Card packs and the Ultimate price as shown to our own EU account on 14 September 2026. A single odd amount is usually a pack; the same amount every month is a membership.

Paymentico frames the same split in one line: what you bought was either “A monthly or annual subscription renewal” or “A purchase of tokens”. Its form marks one-off orders “One-time purchase”, and Stripchat’s checkout footer adds “one-time-only offer, no recurring charges” under a promotional pack. A pack cannot renew itself.

Repeat charges have named causes on Stripchat, all listed in its own direct-debit article: a token refill inside a private show, a one-click low-balance refill, Auto-Refill, the Ultimate subscription, and a Fan Club that renews monthly.

Auto-Refill is the least obvious of the five. It “refills your balance with the last token package you had manually purchased” and charges the last card on file, up to four times in 24 hours. It sat switched off by default on our account, in Settings and Privacy, on 14 September 2026.

How to check a Paymentico charge

Paymentico has no self-service lookup. Epoch, SegPay and CCBill all run one; a request for paymentico.com/find-purchase returned 404 on 15 September 2026. That leaves two routes, and the order matters.

  1. Search your email for a receipt. Stripchat sends one titled “Your receipt #…” from its own address, not from the processor. Ours arrived for both the token pack and the membership.
  2. Sign in to the site and compare the time and amount against recent activity — the check Paymentico itself recommends.
  3. Only then contact the processor. Have the first 6 and last 4 digits of the card ready: its support asks for those “so we can locate the charge instantly”.

Contacts, as published by Stripchat on 15 September 2026: [email protected], 1-855-877-7020 for the USA and Canada, +44 1344 586020 for the UK and international callers. Stripchat’s own entry point for payment questions is its billing support form; the same contacts sit in our Stripchat support guide. Note that these numbers come from Stripchat’s help centre rather than from Paymentico’s.

Refunds have four conditions at once, per the article updated 13 September 2026: the charge went through Paymentico, the purchase is within 30 days, the balance is unused, and you paid by card or PayPal. Miss one and the answer is no — “We cannot issue partial refunds”. Stripchat’s own policy matches on the 30 days and adds a separate 48-hour window for disputing a specific show.

How to cancel a Paymentico subscription

Not through Paymentico. Its help centre is blunt about the limit: it “cannot directly cancel your subscription or membership”, and you “must cancel the subscription directly with the specific website where you registered your account”. Emailing the processor to stop a monthly charge wastes days.

On Stripchat the flow is short, and we ran it. Our Ultimate subscription was bought at about 14:36 on 14 September 2026 and cancelled at about 17:10 the same day. My Subscriptions read “Monthly subscription: active — Renews October 14th, 2026”, with a Cancel Subscription link on one line.

That link opens one dialog: the eleven perks you lose when the subscription expires, a free-text box asking why, and two buttons. No retention discount appeared, and no second confirmation screen. The result page read “Your Ultimate subscription canceled”.

Perks run to the end of the paid period by the wording of that dialog, so cancelling on day one does not refund the month. If the repeating charge is a Fan Club rather than Ultimate, the subscription lives on the model’s page, not in the membership screen. And if it is Auto-Refill, the switch is in Settings and Privacy, under Balance Auto-Refill.

Paymentico: remove card

The saved card lives with the processor, which is why Stripchat’s settings hold no payment section at all — we checked that page on 14 September 2026. Paymentico documents the delete step in its own form: open the payment window on the site where you bought, click your card, then the trash-bin icon. Adding a card uses the same click plus “Add a new card”.

Worth doing deliberately, because the form stores the card by default. Ours said it would keep the payment information for future purchases. If the window will not open for you, [email protected] is the fallback.

If it was not you

Check the household first. A shared card is the simplest explanation, and Paymentico’s advice in the unauthorised-use case is to contact its support immediately if you own no account. Do that with the card digits and the exact amount; the processor can see the transaction, the site cannot see your statement.

If nobody in the house recognises it, the charge is disputed with your bank as a fraudulent transaction, and the card gets replaced. Two practical notes on timing and targeting.

The refund route through the processor closes at 30 days, so a charge spotted late has only the bank route left. And a processor cannot reverse a charge for a site it does not bill. Read the string before you call: a line reading EPOCH.COM or www.ccbill.com belongs to a different company.

It was you? Buy Stripchat tokens smarter next time

Two settings prevent most repeat surprises. Your purchase history is in the account itself, matched against the receipt emails Stripchat sends after each order; Paymentico keeps no viewer-facing log. Card deletion is the trash-bin icon inside the payment window, described above. Both take a minute and both are reversible.

On price, read the pack ladder before the next order rather than after it. The two smallest card packs, 43 tokens for €4.99 and 86 for €9.99, both work out near €0.116 a token, and the 43-token rate is what Stripchat’s own “Save” labels are measured against. The rate improves as the packs grow: €49.99 for 520 tokens is about €0.096. The crypto menu we saw on 14 September 2026 ran further, to roughly €0.083 a token at 12,050.

Full ladder and per-token maths sit in our Stripchat token price guide; the platform itself is covered in our Stripchat review. Watching costs nothing: registration takes an email.

See the current Stripchat token packs →

Prefer a different billing setup?

The two other sites we have bought on bill differently, and the difference shows on the statement. Chaturbate charged our card in dollars: the push read “Paid $19.95 (€17.30) at mmbill.com” on 3 September 2026, and its checkout warns in advance that charges “appear as mmbill.com or chaturbill.com”.

CamSoda routes through Epoch and billed us in euros: €13.55 for a $14.99 pack on 4 September 2026, descriptor EPOCH.COM*LIVESODA, marked non-recurring. Epoch also runs a lookup tool that takes any two of four fields, which is more than Paymentico offers. Pack ladders for both sit in Chaturbate tokens and CamSoda tokens, with cross-site rates in cheapest cam sites.

Banking app push notification showing a $19.95 charge billed as mmbill.com with no mention of Chaturbate
For comparison, the same bank app on our Chaturbate purchase of 3 September 2026: the merchant reads mmbill.com and the amount is in dollars. Different processor, same idea — the site name never reaches the statement.
Epoch order confirmation email for CamSoda showing merchant name LIVESODA and a note that the statement will show billing by EPOCH.COM LIVESODA
And the Epoch version, from our CamSoda order of 4 September 2026: merchant name LIVESODA, statement text EPOCH.COM*LIVESODA. Epoch puts it in writing too — “your statement will not show the name of the website”.

If a shared statement is the real problem, the legitimate options are the ones the sites already sell. Stripchat’s published method list, updated 15 September 2026, includes paysafecard, gift cards and cryptocurrency alongside cards and PayPal. Those prepaid routes settle before the purchase, so no cam-site processor ever touches your bank line.

Related: what every cam site shows on your bank statement; other descriptor lookups: MMBILL.COM charge, ECHST.NET charge, EPOCH.COM charge.

FAQ

What is Paymentico?

A credit and debit card processor for adult live-cam sites. Its help centre says purchases from live entertainment websites appear on the statement as paymentico.com instead of the site name, and that it works exclusively with certain such sites. It publishes no company name or address. On our own card, on 14 September 2026, the site behind the charge was Stripchat.

What is UPG PAYMENTICO COM on a bank statement?

The same Paymentico charge, printed with a prefix that banks may add. The UPG form is not in any primary document we could find: on 15 September 2026 we searched all eight Paymentico help articles and 299 Stripchat help articles and got no hits. Paymentico documents only paymentico.com, and Stripchat lists Paymentico.com. Identify the charge by the name, amount and date instead.

What websites use Paymentico?

Stripchat, confirmed by our own card purchase on 14 September 2026 and by Stripchat naming Paymentico.com in its descriptor list. Paymentico itself names no clients, describing them only as certain live entertainment websites, so we list one site rather than guessing at more. Other strings in Stripchat’s list, such as EPOCH.COM*Technius or SegpayEU.com-TechChat, are also Stripchat.

How do I cancel Paymentico?

Through the website, not the processor. Paymentico states it cannot directly cancel a subscription or membership and that you must cancel with the site where you registered. On Stripchat we did it in one dialog from My Subscriptions on 14 September 2026: a Cancel Subscription link, a list of the perks that lapse, a reason box, and a confirmation screen. Perks ran to the end of the paid period.

How do I remove my card from Paymentico?

Open the payment window on the site where you bought, click your saved card, then the trash-bin icon — the steps Paymentico documents. Stripchat has no cards section in its own settings, checked on 14 September 2026, because the processor holds the card. The form saves it by default: ours said the payment information would be stored for future purchases. If the window will not load, write to [email protected].

Can I get a refund for a Paymentico charge?

Only if four conditions hold together: the charge went through Paymentico, the purchase is under 30 days old, the tokens or credits are unused, and you paid by card or PayPal. Its article, updated 13 September 2026, says a transaction that misses any one of those is not eligible, and that partial refunds are not issued. Stripchat adds a separate 48-hour window for a complaint about one specific show.

See also: Stripchat support and billing contacts | Token prices | Full review

Last updated 15 September 2026. First-hand: our own Stripchat card purchase and Ultimate cancellation, 14 September 2026; Chaturbate, 3 September 2026; CamSoda, 4 September 2026. Processor wording taken from the Paymentico and Stripchat help centres on 15 September 2026.

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