SpicyChat AI publishes the most before signup, from $5.95 a month, and OurDream AI has the widest usable refund window, going by each app’s own pricing, terms and refund pages read 9 September 2026.
Try SpicyChat AI — published prices, documented cancellation →
What do you want from the chat? Verified 9 September 2026:
- A free tier with a number on it: CrushOn AI → 100 message credits a month and 8K memory; free chat history is deleted after 7 days idle.
- Unlimited messages on a paid plan: Secrets AI → “Unlimited messaging” and 8,000 Moments a month for $19.99; its statement line, S LABS INC, is published (24 Sep 2026).
- Clear prices and rules, documented cancellation: SpicyChat AI → Tiers from $5.95 a month, a published prohibited-content list, cancellation and deletion both documented.
- Chat, voice calls, pictures and video on one plan: Dream Companion → Premium is $11.99 a month with unlimited messages and 100 Dream Coins for the media; refunds only for a company error or technical fault (5 Oct 2026).
- Images and video at a known unit cost: OurDream AI → A price-per-action list, and the widest usable refund window here — 14 days for a defective service.
- A refund window if it disappoints: Candy AI → 24 hours from payment under Terms 10.4.1; its prices appear only after signup.
The short version: the best NSFW chatbot for each budget
- Free: CrushOn AI, with 100 message credits a month, or Nomi AI, free to start with no card but no published cap.
- Under $10 a month: SpicyChat AI from $5.95, or Swipey AI at $7.99 a month on its yearly plan, paid as $95.99 up front; a single month is $19.99 (read 1 October 2026).
- $11.99 to $14.99: Dream Companion’s Premium at $11.99 with unlimited messages and 100 Dream Coins a month (read 5 October 2026), DarLink AI at $12.99 with 6,000 messages, or CrushOn AI’s Premium at $14.99, flagged on-site on 9 September as a temporary cut from $19.99.
- $19.99: OurDream AI or Secrets AI. Prices are the vendors’ own, read 9 and 24 September 2026.
- Caution on money: HeraHaven AI and Nastia AI both state purchases are final and non-refundable, and neither shows a price before signup; OurDream AI prints its price and gives 14 days for a defective service.
One finding shapes the page: several of these services never publish a current price. Candy AI, HeraHaven, Nastia AI and GirlfriendGPT (checked 2 Oct 2026) show plans only after you create an account, and Nomi AI publishes no dollar figure anywhere we could reach, so we say that rather than repeat a figure from someone else’s listicle. Prices were read 9 Sep 2026 (24 Sep for six later additions, 5 Oct for Dream Companion, 6 Oct for Secret Desires), and where a company labelled its own price as a temporary promotion, we say so.
Chat is one of three separate NSFW AI markets. How chat, image and video services differ in what they charge for is compared in our NSFW AI tools overview; if you want pictures or moving output rather than conversation, see AI image generators and AI video generators.
If you would rather talk to live humans than a language model, that is a different category — see our guides to cam site apps and VR cam sites.
What “AI sex chat” means (and how it differs from an NSFW roleplay chatbot)
The phrasing varies — ai sex chat, sex ai chat, ai chat sex — but the product is one thing. You talk to a single companion, and the explicit part is the point. Kindroid says so in its moderation guidelines, which list “NSFW (Not Safe for Work) and Erotic Roleplay (ERP)” as explicitly allowed.
A roleplay chatbot sells something else: a catalogue of characters, long scenes, and a context window you pay to enlarge. SpicyChat AI and CrushOn AI sit in both camps. The library side is compared app by app below; the Candy AI alternatives page covers companions.
Two things are deliberately absent from the apps we link. None of them is sold as a way to undress a photograph of a real person, and none is recommended if its own written rules leave that door open. The wider category map is in our NSFW AI tools overview.
For AI sex chat with every action priced up front, OurDream AI is the one to open first: unlimited subscriber chat on its standard models at $19.99, checked 9 September 2026.
AI porn chat and AI porn bots: which apps here go fully explicit
Explicit text between adult characters is allowed by the rules of the eight apps checked on 9 September 2026 and of three of the six added on 24 September: Swipey AI sells “Unlimited NSFW chat — no message caps, no filters”, DarLink AI allows NSFW “on all plans” and Lovescape has an “NSFW mode” on every plan. Pictures are where the promise narrows (CrushOn AI restricts explicit imagery despite its no-filter marketing), and no app here lifts its bans on minors and real people; each list is in the comparison table below.
Is NSFW AI Chat Free? The Best Free NSFW Chatbots With a Real Free Tier
“Free” splits three ways here, verified 9 Sep 2026. Two apps print the allowance: CrushOn AI (100 credits, 225-character replies, 8K memory) and Kindroid (no cap on its Lite model, two companions, one selfie request every two hours). Four advertise free access without a number — SpicyChat AI, Candy AI, Nomi AI and HeraHaven AI. Nastia AI publishes only the words “daily messages”. OurDream AI has no free chat: each message costs 1 dreamcoin.
Behind the paywall sit memory, media and time. CrushOn wipes free chat history after 7 days idle. Kindroid reserves its flagship model for subscribers. OurDream blurs images and video until you pay.
Free chat, then, is a sample: a credit allowance, a shorter reply, a history that gets wiped. If the conversation is the point, pay for a month where the terms protect you. SpicyChat publishes every tier price, and Candy AI gives you a defined 24-hour refund window from payment (Terms 10.4.1) — which matters more than a free tier when its prices appear only after signup.
Free AI sex chat: which apps let you sext without paying
For sexting, Joi AI joins the two apps that print a free figure: six lifetime image generations on Basic. OurDream AI states the opposite: “If you are not a subscriber, every chat will cost 1 coin each.” Kupid AI’s privacy policy sets the gate early: “After a free test of a few messages, you will be asked to register.” So a free sex AI chat is real, but on 9 September only Kindroid and CrushOn AI let you plan around it.
NSFW AI Chatbots With No Message Limit
Kindroid is the only one of the eight to write an uncapped free allowance into its own limits page: no message cap on the smaller Lite model. Two advertise it on paid plans — OurDream AI lists “unlimited messages with any character” at $19.99 a month, though Genius and Lively Genius replies cost 1 dreamcoin each even for subscribers; SpicyChat AI’s table carries an “Unlimited Messages” row across its paid tiers, with no separate free column to read.
CrushOn AI states a monthly figure instead — 100 message credits on its free plan. Checked 9 Sep 2026.
AI girlfriend chatting: where unlimited messages are real
AI girlfriend chatting is where the word “unlimited” gets used loosest. Nomi AI markets unlimited chat access for free users but publishes no cap anywhere. Nastia AI keeps unlimited messaging for paid plans and shows no price until you log in. Candy AI sells a free trial with no numbers attached; HeraHaven AI offers free chat and publishes none either.
AI sex chat bots with pictures and voice
OurDream AI is the only one that prices media like a menu, per its coin guide of 2 March 2026. An in-chat image costs 5 dreamcoins. Standard generation costs 10 dreamcoins per two images. A voice call costs 50 dreamcoins a minute. Video runs 100 dreamcoins per five seconds, to a 60-second maximum at 1,200 dreamcoins.
Kindroid sells the same things as packs. On the web, 100 selfie credits cost $9.99 and 500,000 voice characters $11.99; through an app store, $11.49 and $14.99. Subscribers get 1,000,000 audio credits a month and video calls.
SpicyChat AI gates media by tier: unlimited in-chat images start at $19.95 a month, voice replies only at $29.95. CrushOn AI includes voice messages and one custom voice slot free, rising to 30 slots at the top. It publishes no image cap.
Candy AI pools everything: one batch of tokens spent across voice, chat, image and video, quantities undisclosed. Nastia AI, HeraHaven AI, Kupid AI and Muah AI generate images and video without a public per-month number. Nomi AI publishes voice and selfies, and names no video feature.
Dirty talk AI and AI phone sex: which dirty AI chatbot talks back
A voice is what turns a dirty AI chatbot into AI phone sex. Beyond the four apps priced above, DreamGF charges 7 tokens a minute for calls and 3 per voice message, Lovescape sends voice messages and DarLink AI lists voice options. Dream Companion’s plan card, in the site’s code, converts Premium’s 100 Dream Coins a month into 12 minutes of voice calls, or 33 images instead (read 5 October 2026). Swipey AI’s Premium includes voice calls billed per minute in hearts; the plan is $19.99 for one month or $7.99 a month paid yearly (read 1 October 2026). Kindroid’s free tier holds 5,000 lifetime audio characters, about five minutes of talk.
If you would rather have a real person on the line, our guide to sexting with real models compares paid sexting and phone sex lines by what a minute costs.
AI girlfriend nudes and AI nudes chat: which apps send pictures, and what each bans
What these apps send is a generated picture of the fictional companion, paid for in credits: prices are above, plus 2 tokens a picture at DarLink AI and 10 at DreamGF. Dream Companion’s plan card, in the site’s code, converts Premium’s 100 Dream Coins into 33 images or 5 videos (read 5 October 2026). The rules decide what it may show. CrushOn AI: “Do not post real images or overly realistic AI-generated images of any individuals.” OurDream AI accepts no reference photos, Kindroid’s FAQ bans uploading images of real people other than yourself, and SpicyChat’s and Nastia’s bans are quoted under the real-person rule below.
Comparison: memory, filters and what each app bans
All figures verified 9 Sep 2026 from first-party pages (GirlfriendGPT on 2 Oct 2026, Dream Companion on 5 Oct 2026, Secret Desires on 6 Oct 2026). “Not published” means the company states it nowhere reachable without an account.
| App | Free tier | Price (verified 9 Sep 2026) | Memory | What its own rules ban |
|---|---|---|---|---|
| SpicyChat AI | Exists; caps not published. 180-token replies | $5.95/mo or $60/yr; $19.95/mo or $199.95/yr; $29.95/mo or $299.95/yr | 4K / 8K / 16K tokens | Minors, real or realistic depictions of actual people, deepfakes, non-consent, incest, bestiality, sexual violence |
| CrushOn AI | 100 credits/mo; history deleted after 7 days idle | $5.99/mo or $58.88/yr; $14.99/mo (promo) or $94.88/yr; $39.99/mo; $89.99/mo; $199.99/mo | 8K free, 16K mid, 24K top | Minors, real-life images including celebrities, non-consensual imagery, bestiality, explicit sexual imagery |
| Candy AI | Free trial; limits not published | Not published — shown only after signup | Not published | Images resembling real persons, deepfakes, non-consensual intimate imagery, minors, sexual acts with animals |
| Nomi AI | Free to start, no card; caps not published | Not published — no public pricing page | Marketed long-term; no figures | Under-18 users, impersonation, harassment, planning harm. No real-person likeness clause found |
| OurDream AI | Chat at 1 dreamcoin/message; images and video blurred | $19.99/mo, or $119.88/yr ($9.99/mo) | Remembers past chats; no figures | Minors and lookalikes, real people and celebrities without consent, reference-photo uploads, incest, bestiality, gore, non-consent framing |
| GirlfriendGPT | Free plan card: 20 messages; the terms’ example is 10 to 20 in total | Not shown without an account (checked 2 Oct 2026) | “2x more” on Deluxe, “8x more” on Elite; base not published | Minors or lookalikes, sexual violence, incest, bestiality, deceptive impersonation of real people |
| Dream Companion | 1 character; “typically between 10 to 20” messages (Terms) | $11.99/mo or $69.99/yr; $44.99/mo or $299.88/yr (read 5 Oct 2026) | “Extended Chat Memory” on Ultimate; no figures | Characters must be at least 18; non-consensual intimate imagery, another person in a photo without consent, bestiality, illegal or hateful content |
| Secret Desires AI | No card; 30 messages a day in the page code, 90 in a 2025 notice | $7.99/mo or $79.99/yr; $13.99/mo or $139.99/yr; $19.99/mo or $199.99/yr (read 6 Oct 2026) | Memory Notes plus optional Auto Memory summaries; no figures in the guide | Child sexual abuse material, unauthorized likenesses of real people, deepfakes, bestiality, non-consent, incest (Transparency page) |
| Kindroid | Unlimited Lite messages, 2 companions, 1 image/2h, 5,000 lifetime audio chars | Web $13.99/mo, $139.99/yr; app store $15.99/mo, $159.99/yr; Ultra +$24.99/mo web | Cascaded plus long-term recall; 4x free context | Child sexual abuse material, imminent self-harm or harm planning, photos of real people who are not you |
| HeraHaven AI | Free chat; limits not published | Not published — shown at purchase | Not published | Trafficking, exploitation, coercion. No clause on minors or real-person likeness in the prohibited-uses list |
| Nastia AI | Daily free messages, no card; count not published | Not published — membership page needs login | Not published | A real identifiable person without written consent, child sexual abuse material, non-consensual intimate imagery |
BDSM AI roleplay, femdom AI chat, futa AI chat: fetish AI chat rules by app
The published rules regulate acts, not labels: none of the rulebooks quoted here names femdom or futa scenarios between adult characters. CrushOn AI’s homepage listed tags including BDSM, Bondage and Femdom on 9 September 2026, while its guidelines bar content “likely to lead to the death of any person or animal, dismemberment, cannibalism, or bodily fluids such as feces and urine”. OurDream AI’s prohibited-content policy, last modified 9 June 2026, bans “Objectionable Fetish Content” such as scat, urine, vore and necrophilia, and sexual content that “frames non-consent as the appeal”, slavery, drugging and hypnosis included. SpicyChat AI rules out non-consent, incest and sexual violence. All of it sits on top of the age and real-person bans in the table above.
Uncensored AI chatbots: which AI chatbot has no filter
Every AI chatbot on this page has a filter of some kind: the ones that sell “no filter” mean the model will not refuse adult fiction between adults, and their documents still list what it will refuse. Swipey AI sells NSFW chat with “no filters”, yet its documents state “no real persons are depicted”. Kindroid calls its model unfiltered for adult roleplay and enforces three red lines: imminent self-harm, imminent real-world harm and child sexual abuse material. Character.AI is the opposite case (section below), and Janitor AI’s mobile app ships with NSFW disabled until you sync your settings.
Unfiltered AI chatbot vs uncensored AI chat: what each label really promises
Neither label is a defined term. “Unfiltered” usually describes the model, which writes adult roleplay instead of refusing it; “uncensored” is the sales word for the same promise, and Muah AI even sells an uncensored generation toggle. Neither label removes the vendor’s rulebook: OurDream AI, SpicyChat AI and Nastia AI all ban real people and minors in writing. Read the ban list, not the slogan.
Best AI chatbot for roleplay: NSFW roleplay and AI ERP, app by app
In roleplay, memory decides the experience: a long scene falls apart once the model forgets its start. ERP, erotic roleplay, is allowed by Kindroid’s guidelines, and the gallery apps allow NSFW roleplay within their ban lists. Figures read 9 September 2026 (GirlfriendGPT on 2 October 2026):
| App | Format | Memory | Reply length |
|---|---|---|---|
| SpicyChat AI | Public gallery of community-made characters | 4K tokens free, 8K mid, 16K top | 180 tokens; 300 from the middle tier |
| CrushOn AI | Public gallery, sold as unfiltered Character AI-style chat | 8K free, 16K mid, 24K top | 225 characters free, up to 650 |
| Nomi AI | Up to ten companions, group chat | Persistent recall; no figures | Not published |
| GirlfriendGPT | Public catalogue of user-written characters, or build your own | “2x more” on Deluxe, “8x more” on Elite | Not published |
| Kindroid | One long-running companion; ERP allowed by its guidelines | Cascaded Memory and enhanced long-term recall for subscribers | Not published |
Prices compared: what a month of NSFW AI chat and AI sexting costs
Of the ten apps read on 9 September 2026, the eight below plus Muah AI and Kupid AI, four publish a price without an account; of the six added on 24 September 2026, five do (Swipey, Secrets, DarLink, Lovescape, DreamGF). GirlfriendGPT, added on 2 October 2026, has only an outdated list in its FAQ. Dream Companion, added on 5 October 2026, shows all four of its prices without an account: Premium at $11.99 a month or $69.99 a year, Ultimate at $44.99 a month or $299.88 a year. The “Save 70%” badge on its yearly plans works out to 51% on Premium and 44% on Ultimate against twelve monthly payments.
SpicyChat AI raised its tiers on 8 September 2026 to $5.95, $19.95 and $29.95 a month, or $60, $199.95 and $299.95 a year. Existing subscribers are grandfathered: an active plan “will keep renewing at the price you pay today” unless you change it.
Kindroid charges $13.99 a month on the web and $15.99 through an app store, with Ultra and MAX add-ons on top. OurDream AI is flatter: $19.99 a month, or $119.88 a year.
Two trials convert by themselves: Kindroid’s three-day trial, which needs a payment method on file, and Kupid AI’s, which takes $0.50 to verify a card, refunded immediately, then bills on activation.
Before you pay: cancellation, refunds, privacy and deleting your data
All eight apps read on 9 September sell auto-renewing subscriptions, as does GirlfriendGPT, and every one of them keeps billing until you stop it. Nomi AI states it plainly: “Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date” (Cancellation Policy). CrushOn AI is blunter: “Cancellations must be submitted before your next billing date” (Terms of Use), and a charge you miss is not refunded.
The trap is where you bought it. Kindroid, CrushOn and Nomi sell through Apple and Google as well as their own sites, and an app-store subscription cannot be cancelled inside the app. Seven of the eight put the good news in writing: cancel and you keep access to the end of the period you already paid for. Candy AI’s terms describe the cancellation route but say nothing either way about what happens to the remainder of the period.
| App | What the refund terms say | What deleting your account really does |
|---|---|---|
| OurDream AI | Best here: “contact us within 14 days from the date of purchase” for a defective service, capped by a rule barring refunds once “more than 25%” is used. EEA/UK withdrawal right. Crypto final. | “Account deletion is permanent and cannot be undone.” Wipes generations, history and unused coins in 24–48 hours. |
| Candy AI | 24-hour window from payment (Terms 10.4.1); EU and UK users get the statutory 14-day withdrawal right (10.4.3). | No self-serve delete button documented — erasure runs as a privacy request. Account data kept three years after last activity. |
| SpicyChat AI | Discretionary: “Refunds are available only under exceptional circumstances.” No window, no criteria. | Profile → Advanced → Delete Account. “account deletion is permanent. Once your account is deleted, it can not be restored.” |
| CrushOn AI | “We will not issue refunds of usage fees”, and no “partial refunds or credits for unused time, mid-cycle cancellations, or downgrades.” | Profile → Settings → Delete Account, only after cancelling. The FAQ calls it irreversible and, on the same page, offers 3-day recovery. |
| Nomi AI | “Customers are not eligible for refunds due to buyers remorse, lack of usage, or dissatisfaction”, with discretionary exceptions. | Account Settings; personal information removed in about 28 days. Training-archive data stays, “no longer attributable to you”. |
| GirlfriendGPT | “does not offer refunds for subscriptions that have been paid for”; limited exceptions (Terms 15). | Within 30 days, reversible via Discord support; personal information usually kept six years. |
| Dream Companion | “Dream Companion does not offer refunds for paid subscriptions.” Exceptions: a company error or a technical fault, reviewed case by case. No window in days. | Settings → Account → Delete Account, only after cancelling the plan. The site code’s confirmation: “All of your data will be permanently deleted.” No retention period published. |
| Secret Desires AI | “All sales are final and non-refundable except for EU residents who are granted a 14-day withdrawal period.” Technical issues do not qualify. | Profile / Settings → Settings → Delete Account, after cancelling; permanent, per the guide. The Terms keep a “perpetual, irrevocable license” to submitted content. |
| Kindroid | “we generally do not offer refunds and all sales are final.” Nothing for in-app purchases or terminated accounts. Also: “We also reserve the right to permanently ban users who dispute charges.” | Not instant: “The final Kindroid must be scheduled for 24-hour deletion.” Subscription records kept “to prevent abuse”. |
| Nastia AI | “All purchases are non-refundable” (Terms, section 6). | Cleanest here. Cancel first, then a typed phrase and password. Immediate, covering companions, chats, media and credits; backups isolated until purged. |
| HeraHaven AI | “All charges are final and non-refundable, including subscription fees, recurring payments, Luna Package purchases, and cryptocurrency transactions.” | Deleting ends the licence — but the retention table keeps registration and chat data “5 years after the erasure of your account”. |
Two patterns. First, “delete my account” rarely means “delete my data”: only Nastia and OurDream describe immediate erasure. Second, chargebacks are a bad idea — Kindroid may permanently ban users who dispute charges, CrushOn asks you not to file one except for fraud, and OurDream may suspend an account over one filed before contacting support.
Privacy and what your bank sees
None of the eight publishes its billing descriptor — we checked terms, help centres and FAQs — so anyone telling you what a Candy AI or SpicyChat charge looks like on a statement is guessing. Of the six added below, Joi AI names “joi.com” and Secrets AI “S LABS INC”; of the ten read on 9 September only Kupid AI, discussed later, states one: the charge “will show on your statement as ‘Kupid AI'”. Crypto is the documented alternative — Candy AI takes BTC, ETH, USDC and Litecoin, and HeraHaven and OurDream both accept it too — but those two also state that crypto payments are final and non-refundable.
- Candy AI is the most candid and the most uncomfortable: vendors “may receive the content of your messages exchanged with our chatbot” (Privacy Notice).
- HeraHaven AI discloses human review — “your communication with the chatbot may become visible by our employees” — while advertising encrypted conversations its privacy policy never mentions.
- OurDream AI is the most specific: data “encrypted both at rest and in transit” on SOC 2-certified infrastructure — though its marketing FAQ claims end-to-end encryption, which the policy does not.
- Kindroid encrypts at rest and in transit, yet its appeals process asks your consent for a reviewer to decrypt flagged content — encrypted, not out of reach. CrushOn AI trains on chats but says it “will not link chat contents to specific users”.
Privacy, memory and the real-person rule
The rule worth reading before you type a name is the real-person rule. Nastia AI bans any attempt to “Create, upload, or generate content that depicts a real identifiable person without their express written consent”. SpicyChat AI bans “real photographs or AI-generated portraits that depict or resemble actual individuals”. OurDream AI blocks it technically: “We do not allow for the uploading of reference photos to OurDream due to possible deepfakes and other legal problems.”
Four sets of published rules do not name it: HeraHaven AI, Nomi AI, Kupid AI and Muah AI. That is an absence in their documents, not proof of anything else. The same question runs through our AI porn sites guide.
Memory, the other thing these apps sell, is compared in the roleplay table.
The best AI sex apps and NSFW chatbots in detail
Seventeen apps, each read from the vendor’s own pricing page, terms, refund policy and help centre without an account: eight on 9 September 2026, six on 24 September 2026, GirlfriendGPT on 2 October and Dream Companion on 5 October 2026. Secret Desires was read on 6 October 2026. Fourteen are ranked below, and three more follow the ranking. Nine have full reviews here, so their sections are short.
SpicyChat AI — the best-documented option
SpicyChat AI, run by NextDay AI in Montreal, is the app the top-ranking affiliate lists put first, and on documentation it earns the spot: prices, context sizes, prohibited content, cancellation and deletion are all published without an account.
Free tier and price (verified 9 Sep 2026). The free tier’s caps are not published; what is documented is a 4,096-token context and replies capped at 180 tokens. Paid tiers have cost $5.95, $19.95 and $29.95 a month since 8 September 2026; yearly prices and the grandfathering rule are under Prices compared.
What you gain. Memory, mostly, shared between the character definition and recent messages (tiers in the roleplay table); the $5.95 entry tier keeps the free 4K context and 180-token replies. A “Pay By Bank” option is a one-off purchase that does not auto-renew at all, one of the few non-recurring routes in this roundup. Its terms do grant SpicyChat broad rights to use and distribute what you generate.
What it bans. Prohibited Content bars “content that depicts, sexualizes, or otherwise involves minors, including AI-generated or fictional depictions of minors”, real people (quoted under the real-person rule above), plus deepfakes, non-consent, incest, bestiality and sexual violence. The guidelines add that “Creating chatbots based on real, private, or lesser-known individuals is strictly prohibited”.
Also worth knowing. SpicyChat now runs third-party age verification — a video selfie or ID check, once per account — in the UK, France, Italy, Australia and many US states including Texas, Florida and Ohio. It says: “We never see, receive, or store any images, documents, or personal details used during verification.” Cancel at Profile → Manage Subscription; access runs to the cycle end. Best for anyone who wants to know what they are buying; weak on refunds.
CrushOn AI — the free tier with the most published numbers
CrushOn AI, operated by TECHIEPIE LTD in Cyprus, sells five paid subscription levels above its free tier, plus a separate model-access package, and publishes more numbers than anyone here — including some you would rather know in advance.
Free tier. 100 message credits a month, unlimited free models, 225-character replies, 8K memory, 200 stored messages per character. The catch sits in the plan table: on free, “Chat History will be deleted after 7 days of inactivity”. On any paid plan it is kept for the life of the membership.
Price (verified 9 Sep 2026). Standard $5.99/mo or $58.88/yr (2,000 credits); Premium $14.99/mo — flagged on-site as a temporary 25% cut from $19.99 — or $94.88/yr (6,000); Luxe $39.99/mo or $299.99/yr (20,000); Elite $89.99/mo; Imperial $199.99/mo. A Pro Chat Package at $39.99 for 30 days adds credit-free Pro-model access. Coins convert one-to-one into bonus messages once the monthly allowance runs out; whether they expire is not stated. Annual plans ran up to $1,799.99 at the top level.
What it bans — including a clause that contradicts the marketing. CrushOn sells unfiltered chat, yet its guidelines say: “Avoid depicting explicit sexual activity and stimulation. Implied sexual activity is permitted when contextually appropriate.” Also barred: characters not clearly over 18; real or overly realistic images of any individual; non-consensual imagery and sextortion; bestiality involving real animals.
Cancel and who it suits. Profile → My Subscription → Manage → Cancel, before the billing date; you cannot delete the account while a subscription is active. Suits people who want a big character library and fine control over spend, and who log in often enough that the 7-day history wipe never bites.
OurDream AI — every message, image and minute has a price
OurDream AI, run by Dream Studio USA, prices every action before you spend (the coin menu is under pictures and voice above). Subscriber chat is free on the standard models, Genius replies cost 1 dreamcoin, and non-subscribers pay 1 dreamcoin a message and see media blurred. Paid is $19.99 a month or $119.88 a year; coins do not expire. It has the widest usable refund window here, 14 days for a defective service, and bans reference-photo uploads outright. The coin arithmetic, refund rules and deletion steps are in our OurDream AI review, read 17 September 2026.
Candy AI — good refund terms, invisible prices
Candy AI is one of the most-listed names in this category, usually with a price attached; none could be verified on 9 September 2026, when there was no working public pricing page and a “70% off” banner was running. One token pool covers voice, chat, images and video, and crypto is among the payment methods. Its strength is refunds: 24 hours from payment under Terms 10.4.1, and the statutory 14 days for EU and UK users under 10.4.3. Its weakness is deletion: an erasure request rather than a documented button, with account data kept three years after last activity. Our Candy AI review covers the same terms in full; Candy AI alternatives ranks the rivals.
Nomi AI — excellent cancellation documents, no published prices
Nomi AI is the odd one out: it maintains separate, well-written cancellation and refund policy pages — documentation most of this category never bothers with — while publishing no pricing page at all. A yearly option is referenced; no dollar figure appears anywhere reachable.
Free tier and features. “It’s free (no credit card required) to start chatting”, per the homepage, with companion creation, voice chat, AI selfies and group chat available; no caps are published, so treat the free tier as unmeasured rather than unlimited. The pitch is continuity — persistent recall, proactive messages, internet access, up to ten companions. There is no video generation.
Cancellation, in detail. This is where Nomi beats everyone. The policy spells out three paths — web (Profile → Subscription → Manage Subscription → Cancel), Google Play in-app and via the store, Apple in-app and via iOS Settings — and states that “You are solely responsible for cancelling your subscription through the platform where you initially purchased it”. Deletion runs through Account Settings (timeline in the refund table above).
What it bans — and the gap. The terms are clear that under-18s “cannot use the Nomi.ai platform under any circumstances”, and prohibit impersonation, harassment and planning harm. No explicit clause on real people’s likenesses, deepfakes or non-consensual imagery could be found; Nomi builds fictional companions and has no photo upload, but the gap is real.
DarLink AI — public prices, private exit
DarLink AI (FameLink SA, Switzerland) prints every tier: $12.99 a month for 6,000 messages, $27.99 for 9,000 and $49.99 for unlimited, from $9.99 a month billed yearly; a picture costs 2 tokens and a video 20. Impersonation is banned except for labelled AI personas. The exit is the weak point: the refund page wants a written cancellation notice, refunds end after a discretionary 24 hours, and a chargeback lets DarLink disclose “private messages or content you have sent/received” to your bank. Details are in our DarLink AI review.
Lovescape — prices in the open, chip cost in the dark
Lovescape (Warmtech Ltd, Cyprus) shows its plans without a login: Premium is $19.99 for a month or $7.99 a month billed yearly, with unlimited chat, and the one-off $399.60 Ultra “lifetime” licence lasts only as long as the service is sold. Pictures cost chips, and each image shows its chip cost only at generation. No free tier, no published refund window, and celebrity look-alikes banned by name. Full breakdown in our Lovescape review.
Joi AI — Neuron rates public, subscription price hidden
Joi AI (Novi Limited, Cyprus) prices Premium only inside the account but prints the meter in its terms: “One romantic message costs 4 neurons to be read”, a photo view up to 120 neurons, a video view up to 1,900. Basic is free, with six lifetime image generations, and the help centre admits the filter flags safe content “more often than we’d like”. Refund cases and the licensed celebrity roster are in our Joi AI review.
Secrets AI — $19.99 a month, 8,000 Moments, “S LABS INC” on the statement
Secrets AI (Secret Labs Inc., Dover, Delaware) publishes its store page to visitors. Premium is $19.99 a month billed monthly, or $9.17 a month billed as $109.99 a year, with “Unlimited messaging”, “8,000 Moments per month”, “Image & video generation” and “Premium AI models”. Ultimate adds $20 a month ($17.50 on the yearly plan) for “plus 15,000 Moments per month”, group chats and persona editing. The descriptor is published: “Your statement will simply show a charge from S LABS INC”.
The refund policy, dated 10 April 2026, gives EU and UK buyers the statutory 14 days on the first purchase, minus “a proportional amount reflecting the value of the Service consumed”. Renewals get nothing, Moments are final, and crypto is “non-refundable under any circumstances”. The prohibited-content policy bans “Deepfakes or simulated intimate imagery of real individuals” and age-down prompts, with NCMEC reporting for minors. What we could not find: the free account’s limits and an account-deletion article.
Swipey AI — $7.99 a month only on a yearly plan, no refunds, six-year retention
Swipey AI (INVAI LTD, Cyprus) advertises “$7.99 / month” next to “Billed monthly, cancel anytime”. The plan list its checkout loads, read 1 October 2026, ties that rate to the 12-month plan, charged as $95.99; three months cost $47.99 and one month $19.99, with an $11.99 first-month offer. Premium buys “Unlimited NSFW chat — no message caps, no filters”, image generation, voice calls, video scenes up to 60 seconds and one creator “Fanclub”.
The free tier needs no card and is “intentionally limited”: create a character, browse, basic chat. Billing is “discreet”, with “a neutral merchant name, not ‘Swipey’”, and cancellation is one click in Account Settings.
On refunds the terms are plain: “All purchases are final and non-refundable, except where a refund is required by mandatory applicable law”.
EU and UK withdrawal is waived once you use the service. The privacy policy keeps personal data “for a period of 6 (six) years after you cease being a User”. Real people: “no real persons are depicted”; creator likenesses run under a signed “AI Twin Likeness & Content Agreement”. Plans, Hearts top-ups and the cancel and delete steps, read on 1 October 2026, are in our Swipey AI review.
Dream Companion — plan prices in the open, refunds the exception
Dream Companion (Miracle AI UG, Berlin) shows its prices without an account: on 5 October 2026 Premium cost $11.99 a month or $69.99 a year, Ultimate $44.99 or $299.88. Both plans list unlimited messages, voice calls and image and video generation; media costs Dream Coins, and Premium includes 100 a month, Ultimate 800.
The yearly “Save 70%” badge works out to 51% on Premium and 44% on Ultimate against twelve monthly payments. Refunds are the exception: one may follow a company error or technical fault, case by case. The character builder’s code lists a “Face image” upload field, and its upload box says “No real individuals or organizations”; how the rules are enforced was not checked. Coin rates, the free tier and cancelling are in our Dream Companion review.
Secret Desires — from $7.99 a month, sales final outside the EU
Secret Desires AI (Playhouse Media LLC, Dover, Delaware) puts texting, pictures, short videos and voice calls in one browser account. On 6 October 2026 Pro cost $7.99 a month, Ultra $13.99 and Max $19.99. Each adds unlimited messages and 100, 200 or 300 Hearts (credits) for extras such as video, calls and premium chat engines. The free start needs no card, but its daily cap differs by source: 30 messages in the page code, 90 in a February 2025 notice.
The Terms say “All sales are final and non-refundable”, except a 14-day withdrawal period for EU residents. Charges show as “SDAI” on a statement. On 19 November 2025, 404 Media reported that its cloud storage had left nearly two million files exposed; Trust and Security pages appeared in March 2026. Heart packs, cancelling and deletion are in our Secret Desires AI review.
GirlfriendGPT — SpicyChat’s sibling, price hidden until sign-in
GirlfriendGPT (gptgirlfriend.online) is run by NextDay AI of Montreal, the company behind SpicyChat AI, and hosts a catalogue of roleplay characters written by its users. Its price is not shown without an account: on 2 October 2026 the plans page sent visitors to sign-in.
Plan cards in the site’s code list the line-up: Premium with 5,000 messages and 400 coins a month, Deluxe with 20,000 and 1,200, Elite with unlimited messages and 2,000. The checkout text says the purchase will appear as NDAI.CHAT on your statement, not yet confirmed on a real one. Refunds are the exception, for limited cases such as a company mistake, and there is no official app in Apple’s or Google’s store. Plans, rules and cancelling are in our GirlfriendGPT review.
DreamGF — a price sheet that contradicts itself
DreamGF (DreamAI SRL, Bucharest) runs eHentai.ai and DreamBF.ai on an identical price sheet. It publishes first-payment prices of $12.99, $29.97 and $69.99 under a “Limited-Time Offer”, followed by recurring charges of “$25.99/month”, “$77.97 every 3 months” and “$311.88 annually”. Read the page carefully: the plan labelled “3-Month” carries the monthly recurring price and the plan labelled “Monthly” carries the quarterly one, so we quote both and resolve neither.
Every plan adds “100 Tokens every month”; an image is 10 tokens, a voice message 3, a call 7 a minute, and packs “start at $2.99 and go up to $179.99”, subscribers only. Text chat itself is not priced per message.
The refund policy is one line, “we do not offer refunds for subscription fees or transactions unless required by applicable consumer protection laws”, justified by an unspecified free trial. The terms delete content “made to resemble real individuals or minors”. Statement: “No adult transactions on bank statements”, descriptor not named.
Also asked about, not ranked: Kindroid, Nastia AI and HeraHaven AI. These three of the original eight stay in the comparison tables above but sit outside this ranking. Each note gives the fact worth knowing, the documented weak spot and the ranked app for the same job.
Kindroid — the only uncapped free tier, memory priced honestly
Kindroid is a companion app, and its smaller Lite model gives unlimited messages free; the flagship, with cascaded memory, is $13.99 a month on the web. The catch is in writing: “we generally do not offer refunds and all sales are final”, and the three-day trial converts into a subscription unless cancelled. For one long-running companion, Nomi AI is free to start, no card, with persistent recall.
Nastia AI — the cleanest delete button here
Nastia AI, run by Nastia Cybernetics in France, documents the cleanest exit here: after cancelling, a typed phrase and your password delete companions, chats, media and credits at once. The trade-off: prices sit behind a login, and “All purchases are non-refundable.” OurDream AI prints its price and wipes generations, history and unused coins within 24–48 hours of deletion; see our OurDream AI review.
HeraHaven AI — read the retention clause first
HeraHaven AI, run by Vilala Limited in Cyprus, sells AI companions with chat, images and image-to-video, and shows prices only at purchase. Two clauses decide it: “All charges are final and non-refundable”, and chat, image, video and audio data stay “5 years after the erasure of your account”. Candy AI sells the same kind of companion with a 24-hour refund window from payment; see our Candy AI review.
Character AI NSFW: why it is filtered, and which apps here actually allow it
“Character AI NSFW” is the most searched phrase around this list, and Character.AI answers it in its own documents. The Terms of Service, last updated 27 August 2025, bar any submission that “is obscene or pornographic” (User Conduct, clause x). The Community Guidelines, which the Terms incorporate, give it a heading of its own, “Respect Sexual Content Standards”: “pornographic content, and nudity are prohibited”.
The support FAQ closes the future as well: pornographic content “will not be supported at any point in the future”. Read 17 September 2026.
There is no switch. The official Creator Guide says content filtering “happens at the platform level” and “isn’t a Definition dial you can turn”. A character named “(no filter)” or tagged 18+ is a user’s label with no effect on moderation.
Asking for the filter to go is itself an offence: the company’s stance article states that “requesting them to be removed on any of our platforms will result in a ban”. The bypass tricks on YouTube and Quora fall under two written rules, the Terms’ ban on trying to “evade any technological measure” and the Guidelines’ ban on attempts to “bypass security and safety systems”.
Paying changes nothing. The c.ai+ FAQ, edited 14 September 2026, says “The content outputted by Characters is currently the same between c.ai and c.ai+”, and the Age Assurance FAQ adds that a subscription “does not bypass or override the age assurance process”.
The 18+ chat style called Soft Launch is described by the company as adding “a bolder energy”, not as adult content. Since 24 November 2025 verified under-18 accounts sit in a reading mode with no chat at all, so the 18+ gate decides who may chat, not what the model will write.
The nearest swap here is CrushOn AI: a public character gallery sold as unfiltered Character AI-style chat, with 100 free message credits a month.
NSFW Character AI alternatives and spicy Character AI: which apps on this list allow it
All of the original eight permit adult fiction between adults in their own rules, and so do Swipey AI, DarLink AI and Lovescape: the line Character.AI draws the other way. Three are the closest match to the Character.AI format, community-made characters you pick from a gallery, and the figures below are the ones from this page’s own comparison.
| App | Character format | What its rules allow | Cost of entry |
|---|---|---|---|
| SpicyChat AI | Public gallery, community-made | NSFW roleplay; banned content listed before signup | Free tier; paid from $5.95 a month |
| CrushOn AI | Public gallery, markets itself as unfiltered Character AI-style chat | NSFW roleplay; free chat history deleted after 7 days idle | 100 free message credits a month, then credits |
| Candy AI | Its own companions rather than a gallery | Adult chat; imagery of real people banned | Prices shown at checkout; 24-hour refund window |
One caution. None of the three reads your Character.AI history, so the characters you liked have to be rebuilt from their definitions. Read each app’s own ban list first: SpicyChat and CrushOn publish theirs, and the comparison table higher up records what each one forbids.
Janitor AI alternatives: which of these apps cover the same ground
Janitor AI is the other name searched next to Character AI, and it is a different kind of product: a character-card site for an 18+ audience that runs on its own free model, JanitorLLM, or on any model you connect yourself. Its help desk calls that bridge “a proxy”, needing “a password and an address”, meaning an API key and a URL, and walks beginners through OpenRouter’s free tier of “50 free messages every day”.
The content guidelines state “Our services are exclusively intended for an audience above the age of 18”, and the mobile app ships with NSFW “disabled when you first download the app” until you sync your settings. Read 17 September 2026.
The alternatives named in Reddit threads such as r/JanitorAI_Refuges are mostly not products. SillyTavern is a locally installed interface that “will always be free and open-sourced”; RisuAI is open-source software for “LLM roleplaying”. Both need a model behind them, the same bring-your-own-key arrangement Janitor’s proxy guide describes.
If you want a service with a subscription and a support desk, the gallery apps on this list are the fit: SpicyChat AI first, CrushOn AI second. If the part you liked was plugging in your own model, the apps here sell access to their own models, and SillyTavern is the honest answer.
What we left out and why
Two categories that appear on competing “best NSFW AI” lists are missing here on purpose: undress or “nudify” tools, which take a photograph of a real person and generate a sexual image from it, and face-swap tools aimed at real people, for putting an identifiable person’s face onto adult material.
We do not list or link them because generating and sharing sexual imagery of a real person without their consent is a federal crime in the United States under the TAKE IT DOWN Act, signed on 19 May 2025, and because most services on this page forbid exactly that in their own rules. Recommending a tool built for it would be recommending a way to get prosecuted.
The softer version of that problem sits inside the original eight: neither HeraHaven’s nor Nomi’s prohibited-use lists name real-person likeness. Neither offers photo-to-nude generation and both build fictional characters from scratch — but the rule is not written down, and we would rather say so than pretend it is.
Star ratings are left out too: we did not spend months inside these apps and will not pretend otherwise, and everything quoted comes from a first-party document with the section named.
Related: our NSFW AI prompts guide compares prompt fields, negative prompts, length limits and moderation rules across eight generators (vendor docs read 15 September 2026).
Muah AI — named here, not recommended
Muah AI, a companion app with photos and voice that ranks well on competing lists, stays off ours under the real-person rule: its creator invites you to “Upload a photo to generate your dream companion”, it offers an “X-Ray” image function, and its terms, read 9 September 2026, do not restrict uploads to your own likeness. OurDream AI covers chat, pictures and voice, and accepts no reference photos.
Kupid AI — free tier, coin expiry, and why we don’t recommend it
Kupid AI sells chat, images, voice messages and video through a coin balance, with plan prices behind a login; the free tier is a few test messages before registration, and free and bonus coins “expire six (6) months after the date they are credited”. It is out for a quieter reason: it publishes no content policy or acceptable-use list at all, only an 18+ gate and a note that automated moderation flags prompts, so nobody outside the company can check what its filters forbid. Its delete button promises to remove “all of its data” while its privacy policy keeps personal information “for a period of 6 (six) years”.
Questions people actually ask
What is the best NSFW AI chatbot, the best AI sex chat and the best sex AI app?
No one app wins on everything. SpicyChat AI publishes the most before signup; for AI sex chat, OurDream AI prices every image and voice minute in coins and has the widest usable refund window here. Avoid HeraHaven AI and Nastia AI if refunds matter: both state that purchases are final.
Is there a free NSFW AI chat?
Yes, but small. On 9 September 2026 only CrushOn AI (100 message credits a month, free history deleted after 7 idle days) and Kindroid (unlimited messages on its Lite model) published what free means. GirlfriendGPT’s terms, read 2 October 2026, give 10 to 20 messages in total as their example. SpicyChat, Candy AI, Nomi, Nastia and HeraHaven give no written limit, and OurDream charges 1 dreamcoin per message.
Is there a free AI sex bot, or a free sex AI chat?
Yes, on most of these apps, but on 9 September only CrushOn AI (100 credits a month) and Kindroid (no cap on its Lite model) put a number on it. GirlfriendGPT’s terms, read 2 October, give 10 to 20 messages in total. Joi AI’s Basic tier adds six lifetime image generations, while OurDream AI charges non-subscribers 1 dreamcoin per message.
Is there a free unlimited NSFW AI chat?
One, on the published figures: Kindroid’s Lite model has no message cap and costs nothing, though the flagship model needs a subscription. CrushOn AI’s free plan stops at 100 credits a month, and the other free tiers publish no message count (9 September 2026). On a paid plan, Secrets AI lists “Unlimited messaging” at $19.99 a month (24 September 2026).
Which NSFW AI chatbot has no message limit?
On paid plans, OurDream AI, SpicyChat AI, Swipey AI, Secrets AI and Lovescape state unlimited messaging in their plan tables, while Nomi AI and Nastia AI use the word without a number. For free, only Kindroid’s Lite model carries no cap. Figures as of 9 and 24 September 2026.
What is the best AI sext bot or AI sexting app?
Swipey AI sells uncapped NSFW chat for $19.99 a month, or $7.99 a month billed yearly (read 1 October 2026). DarLink AI sells 6,000 messages for $12.99, and OurDream AI and Secrets AI unlimited messaging at $19.99 (prices read 9 and 24 September 2026). To start free, CrushOn AI gives 100 message credits a month.
Which AI sex chat bot sends pictures?
Most of them. OurDream AI charges 5 dreamcoins for an in-chat image, SpicyChat AI includes unlimited in-chat images from its $19.95 tier, and Kindroid sends one free selfie every two hours and sells 100 image credits for $9.99 on the web. Candy AI, Nomi, Nastia and HeraHaven publish no monthly count.
Which NSFW AI voice chat has the most lifelike AI girlfriend voice?
A terms page cannot prove how lifelike a voice sounds, and this guide does not rank voices by ear. What vendors publish is the amount: OurDream AI calls cost 50 dreamcoins a minute, and Kindroid subscribers get video calls, a customisable voice and 1,000,000 audio credits a month.
What is the best AI chat for roleplay, and which AI RP chat remembers the story?
SpicyChat AI and CrushOn AI, because both publish their memory: SpicyChat 4,096 tokens free, 8,192 mid and 16,384 top; CrushOn 8K, 16K and 24K, keeping 200 messages per character on free and up to 1,500 at the top. For one long-running companion, Nomi AI pitches persistent recall, though it publishes no memory figures.
Which apps here allow roleplay sex chat, and what do they ban?
The eight apps checked on 9 September 2026 all allow sexual roleplay between adult characters, and so do Swipey AI, DarLink AI and Lovescape. The bans differ: SpicyChat AI rules out minors, real people, non-consent, incest, bestiality and sexual violence; OurDream AI adds lookalikes of minors and gore; HeraHaven AI’s list names neither minors nor real people.
Is any unfiltered AI chat or uncensored NSFW AI roleplay really uncensored?
No, and the services say so themselves. Kindroid is unfiltered for adult roleplay between fictional adults but enforces three red lines; CrushOn markets no-filter chat yet restricts explicit imagery; OurDream, SpicyChat, Candy AI and Nastia ban real people and non-consent themes. “Uncensored” means no filter on adult fiction, not no rules.
What happens to my chats when I delete my account?
It varies. Nastia removes companions, chats, media and credits immediately; OurDream clears everything in 24 to 48 hours; Nomi removes personal information in about 28 days; Kindroid holds the last companion for 24 hours. HeraHaven keeps chat, image, video and audio data five years after erasure.
Does Character AI allow NSFW?
No. Its Terms of Service bar content that “is obscene or pornographic”, the Community Guidelines prohibit “pornographic content, and nudity”, and the FAQ says such content “will not be supported at any point in the future”. The filter is platform-wide and cannot be switched off. Read 17 September 2026. For a character catalogue that does, GirlfriendGPT, run by SpicyChat’s operator, allows explicit roleplay between fictional adults; see our GirlfriendGPT review.
Was the Character AI NSFW filter removed?
No. The company tunes the filter, and an August 2025 community update says it “won’t block” adventure roleplay as often, but it has never removed it, and c.ai+ subscribers get the same content. Since 24 November 2025, verified under-18 users have no open-ended chat at all. If you want adult chat now, Candy AI allows it with its own companions and bans imagery of real people.
What is the closest alternative to Janitor AI?
For a hosted service with a character gallery, SpicyChat AI or CrushOn AI. For Janitor’s bring-your-own-model setup, SillyTavern is the closest match: a free open-source interface you install yourself and point at an API key. It is software, not a subscription, so there is no support desk behind it.
Is Janitor AI free, or is there a Janitor AI subscription?
Both. The free tier includes “Unlimited chats with millions of bots”, standard models and a context limit “of around 9k tokens”. Janitor+, the paid plan, adds “5x more context”, priority replies and monthly swipes with the best models; the help article names no price and calls subscriptions “generally non-refundable”. Read 1 October 2026. CrushOn AI, by contrast, publishes both its free allowance and its prices: 100 message credits a month, then plans from $5.99 (9 September 2026).
Dirty chat, horny chat and naughty chat with a bot: what do the apps allow?
SpicyChat AI, CrushOn AI and OurDream AI allow explicit text between adult characters. SpicyChat AI’s free tier caps replies at 180 tokens, and plans start at $5.95 a month. CrushOn AI gives 100 free message credits a month but restricts explicit pictures. OurDream AI charges 1 dreamcoin per message without a subscription. All three ban content involving minors or real people. Verified 9 Sep 2026.
The bottom line
If you want to know what you are paying before you pay, SpicyChat AI, CrushOn AI and OurDream AI publish real prices in dollars, and OurDream has the widest refund window you could realistically use. If your priority is what happens to your data, the same app documents deletion: generations, history and unused coins go within 24–48 hours. The retention tails to avoid are HeraHaven’s five years after erasure and the six years Swipey AI, Kupid AI and, usually, GirlfriendGPT keep personal data.
Whichever you pick: it renews automatically, cancel it where you bought it, and assume the money is gone unless the terms say otherwise in writing. All details taken from the companies’ own pages on 9 September 2026 (24 September for the six added later, 2 October for GirlfriendGPT, 5 October for Dream Companion, 6 October for Secret Desires).